Crystal River Florida Legal Blog

Going to college has rapidly become more expensive. Along with the higher price tag, students take on substantially more debt to finance their education. While the low payments on student loans are somewhat manageable as you climb the ladder of success, it also takes a long time for those large balances to work down to zero.

The impact of student debt is affecting a large portion of our population with many people carrying student debt into their 40s, 50s, and beyond. In today's world, due to the increased expense of a college education many people may be considering estate plans for the benefit of their families while they are still paying off student loan debt.

It can happen at the most unsuspecting intersections. You are driving towards an intersection and the light suddenly changes from green to yellow. You must quickly decide between making an abrupt stop or trying to get through the intersection before the light changes to red.

Neither option is ideal. An abrupt stop means the person behind you may not be able to stop as fast and a rear-end collision could be the result. On the other hand, trying to beat the light could cause an accident from a different angle or receiving a traffic ticket.

It is becoming more common not only to continuously acquire debt over a lifetime, but to be in the position where you know your debt will outlive you. While many have envisioned leaving significant assets for loved ones, more people now have debts they may not be able to pay off completely.

As you develop your estate plan, it is important to have a realistic perspective of what assets you will be able to pass on to your loved ones, and which ones are not yet yours to give away.

Last year, an estimated 6,283 pedestrians were killed by vehicles in the U.S. It was the highest number of pedestrian deaths since 1990.

To address the issue, many carmakers are introducing new safety features, including pedestrian detection systems. These systems typically work through windshield cameras and radar sensors mounted on the front grill. Ideally, the systems would notice and respond to pedestrians in a variety of situations during both daylight and nighttime hours.